Western Union in Switzerland, St. Gallen | Find Locations Near Me (2024)

How to Find Western Union Locations in St. Gallen, Switzerland

Are you looking for a Western Union location near you in St. Gallen to send or receive money? While ubiquitous in most world cities — including St. Gallen — Western Union locations are usually a lot more expensive to send abroad than their online counterparts, and we recommend avoiding them whenever possible.

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Where Can I Find a Western Union Location in St. Gallen?

Around %LOCATIONS_NUMBER_FULL% Western Union locations can be found in and around St. Gallen. Here are the most central ones:

• See a full list of addresses

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What Does a Western Union Location in Switzerland Offer?

Western Union in St. Gallen offers the ability to send money to a person overseas or receive money in-store from abroad. You can use one of the following payment methods:

• Debit/credit card (for sending abroad only);
• Bank transfer (for sending abroad only);
• Cash (for sending and receiving);
• Mobile wallet (for sending and receiving, but less common.

How Do I Send Money From a Western Union Location in St. Gallen?

To send money with Western Union in St. Gallen, you’ll need to do the following:

1. Visit a Western Union address in St. Gallen near you.
2. Ask the teller to help you make a transfer from Switzerland to the country and recipient of your choice (Western Union supports money transfers to well over 150 countries worldwide!)
3. Pay for your transfer, which is usually done by card or cash.

What Documents Do I Need To Pick up Money From a Western Union Location St. Gallen?

To receive cash at a Western Union location near you in St. Gallen, you’ll need to provide the following:

• Your transfer’s tracking/reference number;
• Your transfer details (e.g. amount, sender’s name and country);
• A valid ID (e.g. passport, residence permit, ID card, etc.).

Western Union may also request proof of residence in Switzerland in some exceptional cases. It’s therefore best also to have a bank statement or utility bill with your address in Switzerland clearly stated whenever you receive cash from a Western Union agent in St. Gallen.

Average Opening Hours at a Western Union Store in St. Gallen

In St. Gallen, the opening hours of Western Union locations vary. In general, they’re open from 9 AM until 7 PM, but depending on the centrality and size of the agent, they could be open longer too.

For example, in central St. Gallen, Western Union agents are often open until 9 PM or even as late as 10 PM or 11 PM.

Where Else Can I Find Western Union in St. Gallen? The Closest Location to Me May Be Online!

Visiting a Western Union location near you is usually neither the cheapest nor the easiest option when sending money overseas. This is because sending money at a Western Union location in St. Gallen comes with the following often-overlooked costs:

1. Transaction fees: These are explicit fixed fees or commissions charged by Western Union in St. Gallen that differ depending on your payment method, receiving method, and the currencies you’re exchanging.
2. Exchange rate margins: This is the difference between the exchange rate you’re charged and the “real” exchange rate (e.g. the one you see on Google).

A rule of thumb is that visiting a Western Union location in Switzerland or speaking with an agent results in worse exchange rates than transfers done entirely online—sometimes by as much as 5% or 10%!

What’s more, sending money with Western Union in St. Gallen takes a lot longer than a simple online transaction and therefore takes more time and energy out of your day.

To transfer online and find the cheapest way of all for sending a money transfer in St. Gallen, here are a few helpful tips:

• Transfer using a bank transfer via a money transfer specialist platform.
• Send money to a bank account or a mobile wallet rather than a cash pick-up location.
• Avoid using a credit or debit card to pay for your money transfer.
• Make sure you choose a safe and fully licensed money transfer service. All services on Monito adhere to the highest security standards and are among the safest ways to send money internationally.
• Where possible, send one large transfer instead of multiple smaller ones. Larger transfers almost always incur lower percentage fees than smaller transfers. Learn more about making large international money transfers here and how much you can send internationally here.
• Choose a longer transfer speed if it reduces your fees.

Finally, it's essential to keep in mind that it's impossible to send money internationally for free and that every time you send a money transfer with Western Union in St. Gallen — or anywhere else, for that matter — it’ll come with its own unique set of fees and costs.

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

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